Category Archives: Credit Cards

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Visa finally gets on board with optional credit card signatures

As more and more credit card companies announced an end to the need for signatures on credit and debit card receipts, major player Visa kept holding out. Until today.

Finally, Visa announced Friday it was making signatures “optional” in North America starting in April.

SEE ALSO: This smart credit card has a cellphone antenna inside

Visa’s move, which keeps signing an option for now, is a little different to MasterCard, Discover, and American Express who are straight-up eliminating the need for something on the dotted line. But it’s essentially dumping signatures unless retailers decide they still want one. Read more…

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American Express finally ditches the need for signatures with its credit card

Like MasterCard and Discover before it, American Express is eliminating signatures for all credit card purchases.

The company announced Monday that merchants won’t need customers to sign for anything starting in April 2018. This affects all shoppers everywhere around the world where American Express is accepted. 

SEE ALSO: Discover won’t force you to sign for purchases anymore

The payment process has outgrown signatures as a security measure — American Express credited contactless pay options, chip technology, and way more online shopping as big reasons to ditch the signatures. Plus, American Express and other card companies have many other methods to detect fraud. Read more…

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Discover won’t force you to sign for purchases anymore

Forget signing your name on credit and debit card purchases with Discover.

Starting in April, the credit card company won’t require a signature after buying something in the U.S., Canada, Mexico, and Caribbean.

SEE ALSO: MasterCard will finally stop forcing people to sign receipts

Chip technology — along with biometrics and multi-factor authentication — has made signing a receipt a redundant security measureMasterCard announced it was ditching signatures back in October. 

Discover said the change may require some merchants to change their Discover point-of-sales systems since pens and electronic signature screens won’t be necessary. Read more…

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MasterCard will finally stop forcing people to sign receipts

“Can I get you to sign on the bottom?” “Your signature, please?” “Sign here.”

Those prompts that you’ve heard forever after shopping, eating out, and spending money are coming to an end.

SEE ALSO: Personalize your credit cards (and support a good cause) with these custom card covers

MasterCard is doing away with signatures on purchases starting in April.

It’s the end of an era. The future signature-less payment process stemmed from company research showing that customers wanted to speed up time at the register.

Requiring a signature had become antiquated with so many other security features such as chips, biometrics, and digital payment platforms. Some new MasterCard credit cards have a fingerprint sensor embedded in the card. When paying, cardholders just touch the sensor while holding the card as they dip it into the terminal.  Read more…

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